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19 guides available

Pay safely

Pay people you know with confidence

Make everyday digital payments with practical habits that protect your account and help you send to the right person.

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Pay safely

A stronger account, a safer payment

A simple security checklist for your banking app, payment app, email, and phone.

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Pay safely

Paying someone new? Know your protections.

Choose the payment method for the transaction, especially when buying from an unfamiliar person.

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Pay safely

Cancellation, refunds, and protection are different

Understand what a payment service can—and cannot—do when something goes wrong.

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Scam guide

The payment email that asks you to pay first

Learn the fake payment and business-account upgrade pattern often seen by marketplace sellers.

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Scam guide

When “your bank” asks you to move money

Recognize calls and texts that frame a payment as a way to stop fraud.

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Scam guide

Unexpected money and a request to send it back

Understand why a separate repayment is different from a bank handling an unexpected transfer.

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Scam guide

When a marketplace deal moves too fast

Spot pressure, off-platform requests, and payment claims before buying or selling.

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Get help

If you just sent money, start here

Calm, practical first steps after a suspected Zelle scam or unauthorized payment.

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Get help

Who initiated the payment matters

Understand the distinction between unauthorized transfers and payments you were tricked into sending.

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Get help

Prepare a clear bank dispute

Organize your timeline, evidence, and follow-up so the bank can review the facts.

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Get help

Where to report—and what each report does

Find official channels for your bank claim, financial complaint, fraud report, and identity-theft recovery.

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Get help

Protect yourself from a second scam

Recognize unsolicited promises to recover money, fake experts, and requests for more payments.

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For caregivers

Signs someone you care about is being targeted

Recognize the changes in behavior, money, and messages that often appear when a scam is aimed at an older adult.

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For caregivers

Set up safeguards together, before a scam

Practical protections you can put in place with an older adult while respecting their independence.

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For caregivers

If someone you care about already sent money

Support them first, then act quickly: the bank, the National Elder Fraud Hotline, and the right reports.

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For businesses

Accepting Zelle at your business

What Zelle offers a small business, what it does not, and the account settings worth checking before you rely on it.

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For businesses

When a vendor or “executive” changes payment details

Business email compromise redirects real payments to criminals. A few verification rules stop most attempts.

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For businesses

Overpayments, refunds, and “send it back” requests

Why a customer who overpays and asks for the difference is a classic scam, and a refund rule that prevents it.

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