The key takeaway
Do not trust unsolicited recovery promises or pay someone who guarantees a refund.
Why people are approached again
Someone who has lost money may search for help or post publicly. Scammers can use that visibility to offer supposed hacking, tracing, legal, or recovery services.
Pause at these warning signs
- An unsolicited private message offering to recover your funds.
- A guaranteed outcome or supposed special access to authorities.
- Advance fees, taxes, deposits, or cryptocurrency required to release recovered money.
- Requests for passwords, verification codes, or remote access.
- Pressure to move communication to a private messaging app.
Find help independently
Use your bank’s official channels and official agency websites. Verify any adviser independently. If you already paid a recovery scammer, report that payment too.
AARP offers confidential support groups for victims and loved ones. Emotional support can help you make decisions without pressure.
Sources & further reading
Provider rules can change. Check current terms and contact your bank for your circumstances.
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