The key takeaway
Open your own banking app. Do not pay a fee based on a message claiming to release money.
How the pattern unfolds
An eager buyer agrees to buy without much discussion. A message pretending to be from a payment service says the money is on hold and asks for a fee, account upgrade, or repayment of extra funds.
The message may look convincing, but it is not proof that money reached your account. The scam tries to turn you, the seller, into the sender of money.
Recognize the warning signs
- An email or screenshot is the only evidence of payment.
- You are asked to send money to receive or release the sale proceeds.
- The buyer pressures you to hurry or tells you to ignore your app’s balance.
- Someone offers a special account upgrade through a link in a message.
Your next step
Stop following the message’s instructions. Check your bank’s official app directly. Contact the bank through its official channel if you are unsure. If you already paid, start with the immediate-help guide.
Sources & further reading
Provider rules can change. Check current terms and contact your bank for your circumstances.
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